Opening a Beneficiary Owner (BO) account used to mean stacks of paperwork, branch visits, and days of waiting. Not anymore.
With Amar Biniyog, you can open your BO account online in one sitting — from your phone, without ever stepping into a bank or brokerage office.
Here’s exactly how it works.
What Is a BO Account?
A BO account is your gateway to the Bangladesh stock market. It’s a demat-style account that holds your shares electronically, regulated by the Central Depository Bangladesh Limited (CDBL) and overseen by the Bangladesh Securities and Exchange Commission (BSEC). Without one, you legally can’t buy or sell shares on the Dhaka Stock Exchange (DSE).
Why Open Your BO Account with Amar Biniyog
Amar Biniyog is powered by Mika Securities Ltd., a fully licensed DSE broker house. That means every account is opened under a regulated, compliance-friendly framework — but the process itself is built for speed.
- No paperwork, no branch visit — everything happens on your phone
- Same-day approval in most cases
- Manage multiple BO accounts under a single login
- Bank-grade security with biometric login
Step-by-Step: Opening Your BO Account
1. Download the Amar Biniyog app Get it from the Google Play Store or Apple App Store and install it on your device.
2. Start the online BO account application Tap “Open BO Account” and fill in your basic details — name, NID, contact information, and bank account.
3. Upload your documents digitally Snap a photo of your NID and a passport-size photo directly through the app. No scanning, no printing.
4. Verify and submit Confirm your details, e-sign where required, and submit your application.
5. Get approved and start trading Once verified, your BO account is activated and linked to your Amar Biniyog dashboard — ready for deposits, trading, and IPO applications.
What You’ll Need Before You Start
- A valid National ID (NID) card
- An active mobile number and email address
- A bank account for fund transfers
- A stable internet connection
After Your Account Is Open
Once your BO account is live, you can:
- Deposit funds instantly (including via bKash)
- Track your portfolio in real time
- Apply for IPOs directly from the app
- Access technical and fundamental analysis tools
- Trade across stocks, bonds, and SME board securities
Is It Safe?
Yes. Amar Biniyog operates under Bangladesh Bank, BSEC, and CDBL regulation, with biometric login and encrypted data handling — the same security standards you’d expect from a licensed financial institution.
Ready to Start Investing?
Skip the queues and paperwork. Download Amar Biniyog and open your BO account online today — your first step toward smarter investing in the Bangladesh stock market.
FAQ
How long does it take to open a BO account with Amar Biniyog? Most applications are reviewed and approved within the same day, provided all documents are valid and complete.
Can I open more than one BO account? Yes — Amar Biniyog lets you manage multiple BO accounts, including for family members, under one login.
Is there a minimum deposit to open a BO account? There’s no rigid minimum to open the account itself; you simply deposit funds when you’re ready to start trading.


